Refinance (No Cost Loans)

A refinance can be a wonderful option to assist you in meeting a variety of financial objectives.


Everyone's goals differ when it come to refinancing. There are many ways to use this tool to your benefit. Below is a list of some of the potential advantages. 

  • Reduce your interest rate
  • Lower your monthly payment
  • Save money over the life of your loan
  • Reduce term of your mortgage (i.e. 30-year to 15-year term)
  • Convert your adjustable rate into a fixed rate
  • Pull cash out for a kitchen model (or any desired project)
  • Pull cash out to consolidate debt
  • Pull cash out for college tuition or other large expense
  • Delayed financing

Loan Related Costs

We offer no cost loans as well as full cost loans. Each come with certain benefits, and we will compare them to determine which best suits your needs. While the costs are similar in nature to a purchase transaction, they are lower in price when refinancing. A refinance can be structured so that you will have no out of pocket expense, and often the long-term savings will outweigh the costs.

Can I refinance even if I've had a bankruptcy, foreclosure or short sale?

YES! You can refinance if you have at least a 580 credit score. There are different waiting periods for each credit event, please call for more information. 

Have questions about refinancing? Call us at 707-290-5167. We are here to help!

Get a Refinance Quote

Looking to refinance your home? Fill out the following form to get a fast quote from us.

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